What Happens if You Miss a Planet Fitness Payment?
Planet Fitness is one of the most popular gym chains in the United States, known for its affordable membership fees and judgment-free workout environment. However, life can sometimes get in the way, and you may find yourself unable to make a payment on time. So, what happens if you miss a Planet Fitness payment? Let’s delve into the details and answer some commonly asked questions.
1. What is Planet Fitness’s payment policy?
Planet Fitness offers multiple membership options, including a $10 monthly fee for basic access and a $21.99 monthly fee for the Black Card membership. Memberships are typically billed monthly, and payments can be made via credit card or bank account.
2. What happens if I miss a payment?
If you miss a Planet Fitness payment, the gym will attempt to charge your payment method on file. If the payment fails, they will continue to make attempts for up to 30 days. During this time, you may incur late fees, which vary depending on your membership type and location.
3. Will my membership be canceled if I miss a payment?
If your payment is not successful within the 30-day grace period, your membership may be canceled. However, this is not an automatic process, and Planet Fitness will make attempts to contact you regarding the issue before taking any action.
4. Can I reactivate my membership after it’s been canceled?
Yes, you can reactivate your membership after it has been canceled due to missed payments. However, you may need to settle any outstanding balances and pay any applicable fees before doing so.
5. Will missed payments affect my credit score?
Planet Fitness does not directly report missed payments to credit bureaus. However, if your outstanding balance is sent to a collections agency, it may negatively impact your credit score indirectly.
6. Can I freeze my membership if I know I’ll miss a payment?
Planet Fitness offers a membership freeze option called “Freeze My Membership” for a small fee. This allows you to pause your membership for a specific duration without any cancellation or reactivation fees.
7. Can I change my payment date?
Unfortunately, Planet Fitness does not allow members to change their payment date. Payments are typically scheduled based on the date you joined the gym.
8. Can I pay in cash instead of through automatic withdrawal?
While some locations may accept cash payments, the majority of Planet Fitness gyms require members to sign up for automatic withdrawal from a bank account or credit card.
9. What if I want to cancel my membership?
To cancel your Planet Fitness membership, you can visit your local gym and speak to a staff member, or you can send a certified letter to the gym where you signed up. Remember to check the terms of your specific membership agreement, as some may have cancellation fees or notice periods.
10. Can I get a refund for missed days if my membership is canceled?
No, Planet Fitness does not offer refunds for missed days if your membership is canceled for any reason.
11. Will I lose my Black Card benefits if I miss a payment?
If you miss a payment, your Black Card membership benefits may be temporarily suspended until the outstanding balance is paid and your membership is reactivated.
12. Can I change my membership type if I miss a payment?
Planet Fitness allows members to change their membership type, including upgrading to the Black Card, at any time, regardless of missed payments.
13. Can I negotiate late fees if I miss a payment?
While it is not guaranteed, some Planet Fitness locations may be willing to negotiate or waive late fees if you communicate your situation and make a plan to resolve the outstanding balance.
14. Can I put my membership on hold during the COVID-19 pandemic?
Since the COVID-19 pandemic, Planet Fitness has allowed members to freeze their memberships without any fees. This policy may vary depending on the specific location and local guidelines.
In conclusion, if you miss a Planet Fitness payment, the gym will attempt to charge your payment method and may apply late fees. If the payment is not successful within 30 days, your membership may be canceled. However, you can reactivate your membership after settling any outstanding balances. Remember to communicate with the gym if you are facing financial difficulties to explore possible solutions.